🏦 ZTBL Jobs 2026 offer three senior banking vacancies in finance, accounts and non-performing loan recovery, with online applications open until 9 August 2026.
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Application deadline: 9 August 2026
ZTBL Jobs 2026
Zarai Taraqiati Bank Limited has announced career opportunities for experienced banking and finance professionals. The latest advertisement includes two Finance & Accounts Officer positions and one Head NPL Monitoring position for Interior Sindh and Balochistan.
ZTBL is inviting applications from energetic, challenge-oriented candidates with a proven track record and the capacity to contribute to institutional transformation. Applications must be submitted online through the bank’s official careers portal by 9 August 2026.
Quick Overview
| Organization | Zarai Taraqiati Bank Limited |
|---|---|
| Industry | Banking and Financial Services |
| Total Vacancies | 3 |
| Career Areas | Finance, Accounts, Recovery and NPL Monitoring |
| Qualification | Minimum bachelor’s degree; partly qualified CA or ICMA also eligible for Finance & Accounts Officer |
| Experience | Minimum 5 years for Finance & Accounts Officer and 10 years for Head NPL Monitoring |
| Maximum Age | 45 years for OG-I / AVP-I / AVP; 50 years for VP-I / VP |
| Application Method | Online |
| Last Date | 9 August 2026 |
About Zarai Taraqiati Bank Limited
Zarai Taraqiati Bank Limited is a specialized financial institution with a nationwide network of more than 500 branches. The bank focuses on agricultural and rural financing while providing a range of financial services across Pakistan.
The advertised roles are designed for professionals who can strengthen financial reporting, controls, recovery management, overdue-account monitoring and regional portfolio performance.
Available Positions
| Position | Grade | No. of Posts | Minimum Qualification | Experience | Maximum Age |
|---|---|---|---|---|---|
| Finance & Accounts Officer | OG-I / AVP-I / AVP | 2 | Minimum bachelor’s degree from an HEC-recognized national or international institution; partly qualified CA or ICMA candidates are also eligible | Minimum 5 years of relevant experience | 45 years |
| Head NPL Monitoring — Interior Sindh / Balochistan | VP-I / VP | 1 | Minimum bachelor’s degree from an HEC-recognized national or international institution | Minimum 10 years in a bank or financial institution | 50 years |
Finance & Accounts Officer
Position Overview
The Finance & Accounts Officer will support financial reporting, budgeting, branch coordination, treasury remittances, control testing and tax-related financial work. The role requires strong knowledge of accounting standards, banking procedures and institutional reporting systems.
Key Responsibilities
- Financial data collection: Coordinate with branches and divisions to obtain accurate data for periodic financial statements.
- Financial reporting: Assist in preparing periodic statements in accordance with applicable IFRS, IAS and State Bank directives.
- Audit coordination: Work with auditors and regulatory inspection teams, provide required information and ensure timely resolution of audit queries.
- Treasury coordination: Liaise with branches, treasury teams and commercial banks for remittance of funds and related financial transactions.
- Budget support: Assist in preparing the annual budget and monitor subsequent utilization and performance.
- Internal controls: Support control testing and compliance with internal controls over financial reporting.
- Tax turnover work: Prepare or support monthly turnover calculations for advance tax computation by the bank’s tax department.
- Data quality: Coordinate with branches and cost centres to identify and correct financial-data anomalies.
- ERP exposure: Experience with enterprise resource planning systems, including Oracle Hyperion, will be considered advantageous.
- Other assignments: Perform additional finance and accounts duties assigned by management.
Qualification and Experience
- Academic qualification: Minimum bachelor’s degree from an HEC-recognized national or international institution.
- Professional route: Partly qualified CA or ICMA candidates are also eligible.
- Experience: At least five years of relevant professional experience.
- Age limit: Maximum 45 years as of the closing date.
Head NPL Monitoring — Interior Sindh / Balochistan
Position Overview
The Head NPL Monitoring will lead overdue-account monitoring, recovery strategy, legal coordination and regional recovery capacity-building for the bank’s infected portfolio in Interior Sindh and Balochistan.
Key Responsibilities
- Overdue monitoring: Monitor overdue accounts and initiate timely recovery actions according to regulatory and bank guidelines.
- Recovery strategy: Develop and implement strategies for recovering overdue and infected portfolios.
- Recovery planning: Prepare practical plans aimed at maximizing recovery performance across assigned regions.
- Field supervision: Supervise field teams and ensure timely follow-up of defaulted and delinquent accounts.
- Customer visits: Conduct regular field visits to customers with overdue loans and infected portfolios to support recovery and collection.
- Risk identification: Proactively identify and assess risks linked with delinquent accounts.
- Legal coordination: Work with legal teams on litigation, court recovery and other available legal remedies.
- External liaison: Coordinate with local administration and law-enforcement agencies where required.
- Regional tracking: Maintain records of recovery performance at regional and area levels.
- Capacity building: Train branch staff and strengthen their understanding of recovery procedures and systems.
- Strategic implementation: Monitor and support implementation of the approved strategic recovery plan.
- Regulatory compliance: Ensure compliance with laws, banking regulations and industry standards related to infected portfolios.
- Recovery expertise: Maintain strong practical knowledge of recovery procedures, regulations and institutional processes.
Qualification and Experience
- Academic qualification: Minimum bachelor’s degree from an HEC-recognized national or international institution.
- Experience: At least ten years of professional experience in a bank or financial institution.
- Regional focus: The position is associated with Interior Sindh and Balochistan recovery operations.
- Age limit: Maximum 50 years as of the closing date.
Eligibility Criteria
- Recognized education: Applicants must hold qualifications from HEC-recognized national or international institutions.
- Relevant experience: Candidates must meet the required five-year or ten-year professional experience threshold for the selected role.
- Age compliance: Applicants must remain within the advertised maximum age limit on the closing date.
- Employment record: Candidates dismissed, removed or terminated by previous employers on disciplinary grounds are not eligible.
- Legal record: Individuals convicted by a court of law are not eligible to apply.
- Online submission: Only applications submitted online within the due date will be accepted.
Employment Benefits and Conditions
- Competitive package: ZTBL will offer market-competitive remuneration to selected candidates.
- Equal opportunity: The bank is an equal-opportunity employer.
- Inclusive hiring: Women and persons with disabilities are encouraged to apply.
- Merit-based shortlisting: Only shortlisted candidates will be called for interview.
- No TA/DA: Travel or daily allowance will not be provided for interviews.
- Management discretion: ZTBL reserves the right to accept or reject applications without assigning reasons.
Required Documents
- Updated CV: Prepare a detailed resume covering education, banking experience, financial reporting, recovery work and management responsibilities.
- CNIC: Keep a valid computerized national identity card ready for online application and later verification.
- Academic certificates: Prepare bachelor’s degree, transcripts and other relevant academic documents.
- Professional credentials: Finance applicants should include CA or ICMA status where applicable.
- Experience letters: Arrange service certificates proving the required five or ten years of relevant experience.
- Recent photograph: Keep a professional passport-size photograph available if required by the portal.
How to Apply
- Review eligibility: Compare your qualification, experience and age with the criteria of the selected position.
- Prepare a targeted CV: Highlight finance, banking, recovery, NPL monitoring or regional management experience relevant to the role.
- Gather documents: Keep CNIC, academic qualifications, professional credentials and experience certificates ready.
- Open the careers portal: Visit the official ZTBL jobs page through the application button below.
- Select the vacancy: Choose Finance & Accounts Officer or Head NPL Monitoring as applicable.
- Complete the form: Enter accurate personal, academic and employment information.
- Upload records: Attach the required resume, photograph and supporting documents in readable format.
- Review carefully: Recheck dates, grades, experience duration and contact information before submission.
- Submit online: Complete the application by 9 August 2026.
- Save confirmation: Keep the application reference number or confirmation screenshot for future use.
Selection Process
- Application review: The bank will assess education, experience, age and professional suitability.
- Shortlisting: Only candidates meeting the basic eligibility requirements will proceed further.
- Interview: Shortlisted applicants will be called for an interview.
- Document verification: Final consideration may include verification of qualifications, experience and employment history.
- Final selection: Appointment will remain subject to the bank’s internal recruitment approval and policy.
Important Dates
| Activity | Date |
|---|---|
| Applications open | Open now |
| Last date for online application | 9 August 2026 |
Who Should Apply?
- Finance professionals: Candidates experienced in financial reporting, budgeting, internal controls, audits and ERP systems should consider the Finance & Accounts Officer role.
- Banking recovery leaders: Senior professionals with strong NPL, overdue-account and recovery-management experience may suit the Head NPL Monitoring role.
- Regional banking managers: Applicants with field recovery and team-supervision experience in Interior Sindh or Balochistan may have a relevant profile.
- Professional accountants: Partly qualified CA or ICMA candidates with sufficient experience are eligible for the finance position.
Practical Application Tips
- Use measurable achievements: Mention audit closures, reporting improvements, recovery percentages, portfolio reductions or budget outcomes.
- Show regulatory knowledge: Highlight experience with IFRS, IAS, SBP directives, banking recovery rules or internal controls.
- Explain systems exposure: Mention Oracle Hyperion, ERP platforms, financial reporting systems or recovery-monitoring tools.
- Match the regional requirement: Head NPL applicants should clearly describe experience managing field teams and distressed portfolios.
- Apply early: Submit before the final day to avoid portal congestion or technical problems.
Common Mistakes to Avoid
- Applying without required experience: Ensure your service record clearly meets the five-year or ten-year threshold.
- Generic resume: Tailor the CV to finance and accounts or NPL recovery rather than using a general banking resume.
- Incorrect age calculation: Confirm that you remain within the relevant maximum age on 9 August 2026.
- Missing supporting documents: Upload clear qualification and experience records requested by the portal.
- Late submission: Applications received after the deadline will not be accepted.
Applicant Safety Guidance
- Use the official ZTBL portal: Submit applications only through the careers website stated in the advertisement.
- Protect personal information: Never share passwords, OTPs or banking credentials with unauthorized persons.
- Keep proof: Save the application reference, submitted CV and confirmation page.
- Avoid unofficial payments: Do not pay anyone claiming they can guarantee shortlisting or selection.
Frequently Asked Questions
How many ZTBL vacancies are announced?
Three vacancies are announced: two Finance & Accounts Officer positions and one Head NPL Monitoring position.
What is the last date to apply?
The last date for online applications is 9 August 2026.
How much experience is required for Finance & Accounts Officer?
Applicants need at least five years of relevant experience.
Can partly qualified CA or ICMA candidates apply?
Yes. Partly qualified CA or ICMA candidates are eligible for the Finance & Accounts Officer position.
How much experience is required for Head NPL Monitoring?
Applicants need at least ten years of experience in a bank or financial institution.
What is the maximum age?
The maximum age is 45 years for OG-I / AVP-I / AVP and 50 years for VP-I / VP.
How should candidates apply?
Applications must be submitted online through the official ZTBL jobs portal.
Will TA/DA be provided for interviews?
No. TA/DA will not be admissible for interviews.
Are women and persons with disabilities encouraged to apply?
Yes. ZTBL is an equal-opportunity employer and encourages women and persons with disabilities to apply.
Who is not eligible to apply?
Applicants dismissed or terminated on disciplinary grounds and persons convicted by a court of law are not eligible.
Final Guidance
Finance professionals with strong reporting, budgeting, audit and control experience should consider the Finance & Accounts Officer role, while senior banking-recovery specialists may apply for Head NPL Monitoring.
Prepare a targeted CV, confirm your age and experience eligibility and submit the online application through the official ZTBL careers portal by 9 August 2026.
🏦 ZTBL Jobs 2026 | Finance, Accounts and NPL Monitoring Careers | Apply online by 9 August 2026.
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