PM Apna Ghar Programme 2026: Complete Guide to Eligibility, Installments & How to Apply

PM Apna Ghar Programme 2026: Complete Guide to Eligibility, Installments & How to Apply
📢 500,000 homes targeted over 5 years | Rs. 3.2 trillion allocated | Loans up to Rs. 10 million at just 5% markup for first 10 years 🏛️ Scheme Name PM Apna Ghar Programme 💰 Loan Amount Rs. 2.5 million to Rs. 10 million 📉 Markup Rate 5% Fixed (First 10 Years) ⏳ Repayment Period Up to 20 Years 🏠 Property Size Up to 10 Marla / 1500 sq. ft. Flat 📋 Financing 90% Govt-Backed + 10% Your Share 📋 What is the PM Apna Ghar Programme 2026? The PM Apna Ghar Programme (also known as the Wazir-e-Azam Apna Ghar Programme) is a landmark government-backed housing finance scheme launched by Prime Minister Shehbaz Sharif . It is designed to help low- and middle-income Pakistani citizens build or buy their own homes through affordable, long-term loans with subsidized markup rates. This scheme is part of the broader Mera Pakistan Mera Ghar initiative and is supervised by the State Bank of Pakistan . The government has set an ambitious target of constructing 500,000 housing units over the next five years, backed by a massi…